Alberta Dental Insurance and Finances: Navigating Your Coverage and Cost

We are pleased to offer direct insurance submission as long as the policyholders Benefit Provider will allow us to.

Unfortunately, we are unable to know exactly what every patient’s different dental benefits will pay. We will do our best to provide you with an estimated patient portion, but it is the responsibility of the patient to know the details of their insurance plan and to inform us when changes occur to the plan, what is covered by the policy and who is covered under the policy. Please be aware that due to privacy laws, we are not able to access information on your behalf from your insurance provider. It is helpful if you have a booklet or form with these details to bring to your appointment.

Estimates for your treatment are based on the most recent information we have on file at the clinic. If you’re concerned about exactly what costs you’ll be responsible for, simply ask about our ‘Pre-Determination.’

A Pre-Determination provides you the cost of the treatment. Upon request, we submit this information to your insurance provider before completing any treatment. While this may delay your treatment, you will know an estimated of what (if any) out-of-pocket costs you may be required to pay. We ask that you, please provide us with your estimate so that we can help you understand your treatment coverage.

We require payment in full for your patient portion at the time of treatment. We accept MasterCard, Visa, American Express, and Interac (Debit). We also offer financing options; please contact us to learn more.

We are happy to put together a detailed treatment plan with the associated costs clearly outlined so that you can budget for each appointment accordingly. We can also prioritize treatments so that you can attend to the most urgent treatments right away and then plan further treatments down the line over time.

We hear this question often. Usually, the patient has looked at his EOB (explanation of benefits statement) which tells you what the provider paid, or they check their plan booklet and see that the fee charged by the dentist exceeds the fee guide amount set by the Benefit Provider.

The problem is that the fee covered by the provider is whatever has been negotiated between your employer and the Benefit Provider and is directly dependent upon the premium paid for your specific benefit policy. That is why the coverage can vary even among the employees of the same company or other patients covered by the same Benefit Provider.

If you have any questions about dental insurance or our payment methods, please call us at (403) 286-5030!

Your eligibility is determined based on your total income reported to the Canada Revenue Agency in the previous tax year. 

A dental plan is crucial for managing costs associated with dental care and accessing preventive treatments.

Various dental procedures, such as check-ups, fillings, and crowns, are typically covered at different ratios depending on your specific insurance plan.

If you have any questions that have not answered above, please feel free to contact us at (403) 286-5030, and we will be happy to answer any questions you may have!